Buying a used car from a private seller can save you money — but it also comes with risks. Private sales typically don’t offer warranties, lemon law protections, or much recourse if something goes wrong after the sale. That’s why asking the right questions is absolutely critical.
In this guide, we break down the top 10 questions you should ask before buying a used car from a private seller. These questions will help you avoid scams, uncover hidden problems, and negotiate confidently.
1. Why Are You Selling the Car?
This question helps gauge the seller’s motivation and honesty. A legitimate seller might say they’re upgrading, downsizing, or no longer need the car. Be wary of vague answers or emotional stories that sound scripted — scammers often use these to build false trust.
2. How Long Have You Owned the Vehicle?
Someone who just bought the car but is now selling it could be flipping it — or hiding a problem. It could also be a sign of title jumping, which is illegal. A long-term owner usually knows the vehicle’s history and can answer questions confidently.
3. Do You Have the Title in Hand?
You should only buy from a seller who has the clean, physical title in their name. If they say it’s “at home” or under someone else’s name, that’s a red flag. Make sure the name on the title matches the seller’s ID.
4. Has the Car Ever Been in an Accident?
While not all accidents are dealbreakers, knowing about past damage is crucial. Ask to see repair records or bodywork receipts. Cross-check their answer with a vehicle history report from Carfax or AutoCheck.
5. Are There Any Mechanical Issues?
A trustworthy seller will be upfront about known issues, even minor ones. If they say “none,” but you later find oil leaks or a check engine light, that’s a sign they’re hiding something — or worse, you’re being scammed.
6. Can I Take It to a Mechanic for Inspection?
This is a dealbreaker question. If the seller refuses or makes excuses, walk away. A pre-purchase inspection by an independent mechanic can uncover hidden problems that could cost you thousands later.
7. Do You Have Maintenance Records?
Regular oil changes, tire rotations, and timing belt replacements are signs of a well-maintained car. Maintenance records — whether digital or paper — offer proof the vehicle was cared for properly. A seller who “lost the paperwork” might be covering up neglect.
8. Has the Car Ever Had a Salvage or Rebuilt Title?
Even if the title is currently “clean,” the car may have had a salvage history in the past. This can affect resale value, insurance coverage, and safety. Always ask — and verify through the VIN history.
9. Can I See the VIN?
You should never buy a car without running the VIN (Vehicle Identification Number) through a trusted service. It’s your only way to verify ownership, accident history, and recall status. Be cautious if the seller delays or refuses to share it.
10. Are You Open to Meeting at the DMV or Bank?
This final question weeds out sketchy sellers. Meeting at a DMV or local bank provides a secure location for payment and title transfer. It also ensures that everything is completed legally, and it deters scammers who avoid public, verifiable spaces.
✔️ Bonus Tip: Trust Your Gut
Even if all the answers sound right, trust your instincts. If something feels rushed, too smooth, or just a little “off,” it’s better to walk away. There are always other cars and safer sellers.
Being an informed buyer is your best protection. These 10 questions, combined with a bit of research and common sense, can save you from buying a lemon or falling victim to a scam.